AFSA's 2025 Annual Meeting
October 26-29, 2025 | Salamander Hotel, Washington DC
Join us October 26 to 29 for AFSA’s 2025 Annual Meeting in our nation’s capital.
AFSA Registration
| AFSA Registration (Members) | $1,760 |
| AFSA Registration (Non-Members) | $2,760 |
Board/Committee Members
| Board/Committee Members | $1,430 |
First Time Attendees (Members Only)
| First Time Attendees (Members Only) | $1,000 |
Emerging Leaders
| Emerging Leaders | $1,000 |
2025 Annual Meeting Schedule
*Agenda subject to change
October 26, 2025
| 4:00 p.m. – 6:00 p.m. | AFSA Registration Center |
| 4:45 p.m. – 5:45 p.m. | AFSAEF Development & Marketing Committee |
| 5:30 p.m. – 6:30 p.m. | Early Arrival Reception Sponsored by  |
October 27, 2025
| 7:30 a.m. – 6:15 p.m. | AFSA Registration Center |
| 8:00 a.m. – 8:40 a.m. | Independent Auto Finance Executives Group Breakfast Sponsored by  |
| 8:40 a.m. – 11:30 a.m. | Independent Auto Finance Executives Group Meeting Invitation Only Sponsored by  |
| 8:30 a.m. – 10:00 a.m. | Leadership Development Program Steering Committee |
| 9:00 a.m. – 12:00 p.m. | Operations & Regulatory Compliance Committee Sponsored by  |
| 10:00 a.m. – 12:30 p.m. | AFSAEF Board of Directors & Lunch |
| 11:00 a.m. – 12:00 p.m. | Installment Lending Policy Working Group |
| 12:00 p.m. – 12:45 p.m. | Vehicle Finance Board/Independent Auto Executives Group Joint Luncheon Invitation Only Sponsored by  |
| 12:30 p.m. – 2:00 p.m. | The EDGE Advisory Board |
| 12:30 p.m. – 5:30 p.m. | Law Committee & Lunch Invitation Only Sponsored by  |
| 12:45 p.m. – 3:00 p.m. | Vehicle Finance Division Board Sponsored by  |
| 1:00 p.m. – 3:00 p.m. | Operations Networking Group |
| 3:15 p.m. – 4:30 p.m. | Business Partner Board |
| 3:15 p.m. – 5:15 p.m. | Executive Committee Invitation Only Sponsored by  |
| 3:15 p.m. – 5:30 p.m. | Vehicle Commercial Credit Invitation Only |
| 4:30 p.m. – 5:30 p.m. | Marketing & Communications Networking Group Sponsored by  |
| 5:30 p.m. – 7:30 p.m. | Welcome Reception Sponsored by  Entertainment sponsored by  Decor sponsored by  |
| 6:30 p.m. – 8:30 p.m. | VF Board, IN Auto, & Commercial Credit Joint Dinner Invitation Only Reception sponsored by:  Dinner sponsored by  Wine sponsored by  Entertainment sponsored by  |
| 6:30 p.m. – 8:30 p.m. | Law Committee Reception & Dinner Invitation Only Sponsored by  Wine and entertainment sponsored by  |
| 7:30 p.m. – 9:30 p.m. | Monuments by Moonlight Tour Old Town Trolley will pick up guests at the hotel at 7:30 p.m. and return 9:30 p.m.  |
October 28, 2025
| 8:00 a.m. – 4:00 p.m. | AFSA Registration |
| 6:30 a.m. – 7:15 a.m. | Sunrise Run Sponsored by  |
| 8:00 a.m. – 8:30 a.m. | Networking Breakfast Sponsored by  |
| 8:30 a.m. – 10:00 a.m. | Opening General Session & Keynote AFSA’s 2025 Distinguished Service Award  Speaker: Hon. Russell Vought, Director of the Office of Management and Budget Stage sponsored by  |
| 10:00 a.m. – 10:15 a.m. | Refreshment Break Sponsored by  |
| 10:00 a.m. – 4:15 p.m. | Law Committee & Lunch Invitation Only Meeting & Lunch Sponsored by |
| 10:15 a.m. – 11:00 a.m. | General Session | Policy & Politics: Navigating the Forces Shaping Consumer Finance From Capitol Hill to statehouses across the country, the policies shaping consumer finance are evolving fast—and the stakes for our industry couldn’t be higher. Join our AFSA government affairs all-stars Celia Winslow, Danielle Fagre Arlowe, Ann Harter for the insider takes on the latest political and regulatory developments. Joining the panel will be Paul Ray, former Administrator of the White House Office of Information and Regulatory Affairs (OIRA), the “regulations czar,” to discuss the shifting regulatory environment for our industry and what may lie ahead. Come learn how AFSA and its member companies are working to ensure consumers retain access to the credit they need. This session will arm you with the insights and strategies to not just keep pace with policy—but help shape it. Speakers: Celia Winslow, President & CEO, AFSA |
| 11:00 a.m. – 12:00 p.m. | General Session | Lending Power: How Consumer Credit is Shaping the U.S. Economy Consumer lending isn’t just a financial service; it’s a cornerstone of U.S. economic performance and touches nearly every part of American life—from buying a car to starting a small business or simply covering back to school costs. But how much does consumer lending really shape our economy? In this session, you’ll be the first to hear the results of two groundbreaking AFSA surveys that quantify just how vital credit is to fueling growth, creating jobs, and unlocking opportunity, as well as hear from the consumer side with Mark Mathews, chief economist for the National Retail Federation. Join us for a forward-looking discussion on how lending power continues to fuel America’s economic engine.Speakers: Mark Mathews, Chief Economist & Executive Director, Research, National Retail Foundation Tim Gill, Chief Economist & VP, Research, AFSA Sponsored by |
| 12:00 p.m. – 1:00 p.m. | Luncheon Speaker: New Sheriffs in Town? The Shifting Regulatory Frontier As federal regulators scale back, state attorneys general are seizing a pivotal, expanded role in consumer protection and regulatory enforcement. Join this fireside chat with Brian Kane, Executive Director of the National Association of Attorneys General for a candid exploration of how AGs are re-setting their agendas, enforcement priorities and investigations, and what businesses should watch as state level action drives change and increases exposure.  Speaker: Brian Kane, Executive Director National Association of Attorneys General
Sponsored by |
| 1:00 p.m. – 2:30 p.m. | Human Resources Networking Group |
| 1:30 p.m. – 2:15 p.m. | General Session | Staying Ahead of the Scam: Trends Redefining Risk in Lending Fraudsters are getting smarter, faster, and more sophisticated with consumer and vehicle lenders in the crosshairs. From identity theft and synthetic borrowers to digital scams and dealership-targeted schemes, new fraud tactics are emerging as quickly as old ones are shut down. Join us in uncovering the latest fraud trends reshaping finance, with real-world cases, a discussion on the tools and strategies lenders need to outpace today’s threats. And walk away with insights you can use to protect your customers, your company, and the integrity of our industry. Speakers: Sponsored by |
| 1:30 p.m. – 3:00 p.m. | Vehicle Finance Credit Risk Working Group |
| 2:15 p.m. – 2:30 p.m. | Refreshment Break Sponsored by |
| 2:30 p.m. – 3:15 p.m. | General Session | Is Next-Gen Data the Future of Consumer Lending? Artificial intelligence is accelerating a data revolution in consumer credit. By analyzing unstructured information AI is helping lenders move beyond traditional credit metrics, enabling sharper risk assessment and a more personalized borrower experience at every stage. Join leading experts as we explore how AI is generating deeper insights into applicants through digital footprints, behavioral analytics, and sentiment analysis, and enabling smarter originations and approvals, along with innovative products and greater personalized lending journeys, and operational and compliance excellence. This session is essential to leveraging the latest in AI-driven consumer data to power smarter decisions, reduce risk, and deliver exceptional customer experiences in a rapidly evolving market. Speakers: Sponsored by |
| 3:00 p.m. – 4:45 p.m. | AFSA Board of Directors Sponsored by  |
| 4:45 p.m. – 6:30 p.m. | Women’s Leadership Council Invitation Only Speaker: Ann Berry, Former Secretary of the United States Senate Speaker sponsored by |
| 6:30 p.m. – 8:30 p.m. | A Wickedly Welcome Halloween Soiree Join us for a night of delicious food, open bars, and a fun costume contest! We have 6 contest categories, so don’t miss out! 
Dinner sponsored by |
October 29, 2025
| 8:30 a.m. – 9:30 a.m. | Level Up Breakfast & General Session Breakfast sponsored by 
Speaker: Sen. Bill Hagerty, R-TN |
| 9:30 a.m. – 12:00 p.m. | State Government Affairs Sponsored by  |
| 9:45 a.m. – 10:30 a.m. | Breakout | Leveraging Your Leadership Skills: Assessing Your Style, Coaching & Mentoring As an emerging leader, understanding your leadership style is an important strategy to motivate your team for peak performance. During this breakout we will discuss assessing your style and recognizing its value when coaching and mentoring team members. Don’t miss this chance to network and learn about AFSA and Education Foundation management development opportunities. Presenter: Neysa Laux, Temperament Specialist Counselor, EDGE Presenter, & Professional Leadership Trainer |
| 9:45 a.m. – 10:30 a.m. |
Breakout | The Consumer Crystal Ball: What New Data Reveals About Tomorrow Speakers: |
| 10:30 a.m. – 10:45 a.m. | Refreshment Break Sponsored by |
| 10:45 a.m. – 11:30 a.m. | Breakout | From Learning to Leading: Building Community Engagement Discover innovative ways that you and your company can make tangible differences by engaging with AFSA Education Foundation’s MoneySKILL and management development programs that can empower both your business and your community. Gain insights from those who have seen the transformative effect of these programs, explore meaningful strategies for engagement, and walk away inspired to shape financial futures. Moderator: Rhonda Ashburn, Executive Director at AFSA Education Foundation, Bio |
| 10:45 a.m. – 11:30 a.m. |
Breakout | Mind the Mood: Rebuilding Trust with Customers and Policymakers Speaker: |
| 10:45 a.m. – 11:45 a.m. | Installment Credit Risk Working Group |
| 11:45 a.m. – 12:30 p.m. |
Lunch & Hill Prep Join your AFSA team for a quick briefing and overview to prepare for “AFSA on Capitol Hill.” |
| 1:00 p.m. – 5:00 p.m. |
Taking Consumer Credit to Capitol Hill |
Featured Speakers
Hon. Russell Vought
Director
Office of Management and Budget
Sen. Bill Hagerty
Position
R-TN
Brian Kane
Executive Director
National Association of Attorneys General
Speakers
Rhonda Ashburn
Executive Director
AFSA Education Foundation
Ann Berry
Former Secretary of the Senate
Lawrence Buckley
SVP, Business Development
DataOceans
Jasmine Carter
Leadership Development Program President
Republic Finance
Olivia DiBiase
Director, Financial Education & Outreach
AFSA Education Foundation
Mona Donahoe
EVP, Director Central Operations
Republic Finance
Danielle Fagre Arlowe
Senior Vice President
AFSA
Tim Gill
Chief Economist & VP, Research
AFSA
Kevin Gillespie
Principal Solutions Consultant
ACI Worldwide
Ann Harter
Vice President, Congressional Affairs
AFSA
Neysa Laux
Certified Temperament Specialist Counselor, EDGE Presenter, & Professional Leadership Trainer
Darcy Locke
SVP, Head of Sales
ACI Worldwide
Mark Mathews
Chief Economist & Executive Director, Research
National Retail Foundation
Robert McLendon
EDGE Year 2 President
Security Finance
Ken Meiser
VP, Public Policy
LexisNexis Risk Solutions
Thamires Mouta
Product & Growth Lead
Salient
Paul Ray
Of Counsel
Covington & Burling, LLP
Micah Roberts
Partner
Public Opinion Strategies
Jim Schneider
Chairman
AFSA Education Foundation Board
Suzi Straffon
Director, Finance Company MarketsLabs
Allied Solutions/Securian
Dan Walters
Chairman
AFSA Board of Directors
Sheri Wilford
President
LPI Loans
2025 AFSAPAC Chair
Celia Winslow
President & CEO
AFSA
Danielle Wohlfehrt, MVP
Business Development & Strategic Partnerships
Midland Credit Management
The Salamander, Washington DC
1330 Maryland Ave SW, Washington DC
(202) 554-8588
AFSA Discounted Rates:
Deluxe Rooms: $449
RESERVATION CUT OFF DATE: Wednesday, October 1
Online reservations here
TRANSPORTATION:
Taxi or Uber/Lyft Service: The approximate cost from Reagan National (DCA) is $25-30 and from Dulles International (IAD) $85
Car Rental:
AFSA’s partnership with Enterprise Rent-A-Car gives AFSA attendees a 10% discount on rental cars during their visit to Washington, DC. Click Here to access Enterprise’s web site for reservations.
AFSA Discount Code: 16AH072.
Parking at the Salamander is $79 per night.
AIR TRAVEL: AFSA is pleased to offer the following partner discounts:
UNITED
We are pleased to partner with United Airlines for air travel to our upcoming event.
You may also call United Meeting Reservation Desk at (800) 426–1122
Monday – Friday 8:00 a.m. – 10:00 p.m. Eastern Time
Saturday – Sunday 8:00 a.m. – 6:00 p.m. Eastern Time
Booking fees are waived for Meeting reservations.
To make flight reservations online please click on discount code: ZQ9U326807
DELTA
Delta Air Lines is pleased to offer special discounts for American Financial Services Association
Please click here to book your flights. You may also call Conferences and Events® at 1.800.328.1111* Monday–Friday, 8:00 a.m. – 6:30 p.m. (EST) and refer to Meeting Event Code: NY3MB
*Please note there is not a service fee for reservations booked and ticketed via the reservation 800 number.
Sponsorships
There are many sponsorship and advertising opportunities. Contact Dan Bucherer at dbucherer@afsamail.org.
