MARCI KAWSKI

Marci’s entire legal career has been devoted to counseling providers of consumer financial services, including installment loan companies, motor vehicle finance companies, banks, credit unions, online lenders and short-term lenders throughout the country. She develops proactive compliance policies, procedures and strategies, consults on complex compliance questions, negotiates before state and federal regulatory agencies, and represents clients in individual and class claims regarding:
• Wisconsin Consumer Act
• Wisconsin Credit Union Act
• Wisconsin Marital Property Act
• Fair Credit Reporting Act (FCRA) and Regulation V
• Equal Credit Opportunity Act (ECOA) and Regulation B
• Gramm-Leach-Bliley Act (GLBA) and Regulation P
• California Consumer Privacy Act (CCPA)
• Truth in Lending Act (TILA) and Regulation Z
• Fair Debt Collections Practices Act (FDCPA)
• Telephone Consumer Protection Act (TCPA)
• Unfair, Deceptive, Abusive Acts and Practices (UDAAP) statutes
• Electronic Signatures in Global and National Commerce Act (E-SIGN)
• Uniform Electronic Transactions Act (UETA)
• Articles 3 and 9 of the Uniform Commercial Code (UCC)
• Missouri Merchandising Practices Act (MMPA)
• Missouri Small Loan Act
• Missouri Retail Credit Sales Act
Clients trust Marci’s deep industry insight as a frequent speaker, author and member of key financial Services trade organizations and associations. Clients know she will ask the right questions and offer practical advice in order to streamline issues. Marci enjoys helping consumer financial services providers establish policies and procedures that meet and exceed regulations while still allowing their operations to prosper. When issues are flagged by regulatory agencies, Marci negotiates, mitigates interruptions to business and implements best practices for the future. She also steps in during what can feel like the crisis of litigation. She knows success is the goal of every business, and she finds it
rewarding to help companies find that path.